Personal Banking
Personal Banking

Rate Information

Looking for a competitive rate from a great local bank? Union branch representatives are ready and willing to talk to you about our rates and products here in Virginia. Contact us today:

800-990-4828

 

CD Specials

ProductTermInterest RateAnnual Percentage Yield
Certificate of Deposit19 Month1.49%1.50%
Certificate of Deposit30 Month1.59%1.60%
Certificate of Deposit52 Month1.84%1.85%

$5,000.00 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 13, 2017. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield.

Money Market Rates:

Lower TierUpper TierInterest RateAnnual Percentage Yield
$0$9,999.99.10%.10%
$10,000$24,999.99.10%.10%
$25,000$49,999.99.15%.15%
$50,000$99,999.99.20%.20%
$100,000$499,999.99.25%.25%
$500,000+.30%.30%

The Annual Percentage Yield (APY) and interest rates are accurate as of October 13, 2017. Rates are subject to change without notice.

Other Rates

Health Savings Account

Lower TierUpper TierInterest RateAnnual Percentage Yield
$1$9,999.99.10%.10%
$10,000$24,999.99.20%.20%
$25,000+.30%.30%

The Annual Percentage Yield (APY) and interest rates are accurate as of October 13, 2017. Rates are subject to change without notice.

CDs & IRAs

TermInterest RateAnnual Percentage Yield
3 months (91 days).10%.10%
6 months.15%.15%
1 year & 18 months.25%.25%
2 year.45%.45%
3 year.65%.65%
4 year.75%.75%
5 year1.19%1.20%
1 year No Penalty CD.05%.05%
Add On Feature.05%.05%
IRA Variable.25%.25%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 13, 2017. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield. The interest for CDs $9,999.99 or less will compound quarterly, and for CDs $10,000 or greater will compound monthly.

Preferred CDs & IRAs

TermInterest RateAnnual Percentage Yield
1 year.40%.40%
2 year.60%.60%
3 year.80%.80%
4 year.90%.90%
5 year1.34%1.35%
1 year No Penalty CD.10%.10%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 13, 2017. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield. The interest for Preferred CDs $9,999.99 or less will compound quarterly, and for CDs $10,000 or greater will compound monthly.Preferred CDs are available to customers with at least 2 other types of deposit accounts with Union.

Jumbo CDs

TermInterest RateAnnual Percentage Yield
30 day.10%.10%
60 day.15%.15%
90 day.15%.15%
180 day.20%.20%
1 year.30%.30%

$100,000.00 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 13, 2017. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield.

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546