Personal Banking
Personal Banking

Overdraft Services

Keeping track of your balance can be difficult when you are always on the move. Union’s overdraft services can help you prevent: returned checks, merchant returned check fees, and the embarrassment and inconvenience of having your ATM and debit card transactions declined at the point of sale.
At Union, you have multiple convenient options to choose from when it comes to overdraft services.
Types of Overdraft Services:


Each overdraft service option works in a slightly different way. It is important to review all the available options, to find the overdraft service that best meets your needs. 
Take a look at our quick comparison.  Read through our frequently asked questions.
Additional information available in our brochure.

Worried about a purchase?

Use Mobile Banking to check your account balance from your mobile device before you buy.

We encourage you to come into one of our branches throughout Virginia; where our knowledgeable teammates can recommend the right solution.


Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546