Personal Banking
Personal Banking

Enjoy peace of mind with CyberScout®


Fraud and credit monitoring services help detect identity theft early.


Unlimited assistance from highly experienced fraud specialists help resolve identity theft.


Expense reimbursement for lost wages*, travel expenses, elder/child care, and initial legal consultation.

Affordable Identity Theft Protection Packages










LifeStages ID Theft Resolution Services
Unlimited toll-free assistance from fraud specialists.
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$25,000 ID Theft Reimbursement Coverage
Reimburses for up to $25,000 in covered losses.
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Single Bureau (Experian) Credit Monitoring
Same day alerts when a change/update occurs to your credit file.
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Triple Bureau Credit Monitoring
Provides same day alerts when a change/update occurs to your Experian, Equifax or TransUnion credit files.
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Triple Bureau Credit Reports
Provides annual Experian, Equifax & TransUnion credit reports.
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Triple Bureau Credit Scores
Provides annual Experian, Equifax & TransUnion credit scores.
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Court Records Monitoring
Provides a onetime report and ongoing alerts of activity on all digital criminal records related to your identity.
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Social Security Number Trace Monitoring
Provides a onetime report showing names, aliases, and address history tied to your social security number (SSN).
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Change of Address Monitoring
Provides a Change of Address Report if an address change occurs at USPS.
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Cyber Monitoring
CyberScout will monitor chat rooms and websites and alert you if your personally identifiable information is detected.
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Sex Offender Monitoring
Provide a report/alerts of names/addresses of sex offenders in your zip code.
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CyberScout Resource Center

Daily updates on the latest scams, research, streamlined access to online resources, and other valuable tips.


Security & Fraud Center

Learn about Online and Mobile Banking security, tips to protect yourself from fraud, and a glossary of common terms.

Read our FAQs

Visit our FAQ page to see answers to frequently asked questions about our ID Theft Protection services.

*Limitations may apply.

Not insured by FDIC or any other government agency. Not bank guaranteed.
Not a deposit. Not a condition to any banking service or activity.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout"). Monthly fees apply. CyberScout's Terms and Conditions of Use apply. The Terms and Conditions of Use can be found at . CyberScout may modify or improve any part of the service at any time and without prior notice. This service is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.

As there are many different credit scoring models, the scores CyberScout provides may not be the same as the scores received directly from the three major credit reporting agencies.

The reimbursement insurance for losses or expenses associated with the identity fraud is provided under a Personal Internet & Identity Coverage Master Policy issued to CyberScout, underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. Coverage is subject to actual policy language.

Even without an identity protection service, you have the right to up to three free credit reports every 12 months from or 877-322-8228. Information regarding your free credit reports and other Fair Credit Reporting Act rights you have is also available at the Federal Trade Commission and the Consumer Financial Protection Bureau websites.

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546