Personal Banking
Personal Banking

Additional Services

Union provides a full range of customary bank services like overdraft protection and cashier's checks in addition to the modern services like online banking and online statements. This page provides more information about additional services for personal banking.

If you have questions about any of these services please come into a branch:

Overdraft Protection

Union has three types of overdraft protection available to customers depending on their account combinations. Overdraft protection provides customers with:

  • Peace of mind knowing that their checks will be covered
  • The ability to save money by avoiding merchant charges
  • Easy access to additional credit

Check Safekeeping

Union keeps your actual checks on hand for a limited time and images them. Should you need copies of your checks, you may request up to four imaged copies per statement cycle at no cost.

Easy Image Checks

Easy Image is today's state-of-the-art way to present checks to our customers. Our check imaging system provides easier to read, higher quality laser printed statements and organized laser images of your checks. Read more about Easy Image Checks.

Combined Statements

Union will combine your checking, savings, and certificate of deposit account statements saving space and organizing all your financial information into one document.


Union can enable customer to set up automatic transfers between accounts on either a weekly, bi-weekly, or monthly basis. Auto-Transfers are a great way to get into the habit of saving.

Night Depository

Individuals and businesses occasionally need the ability to make deposits in a secure manner after banking hours. Union has additional options for processing and pick up of after hour deposits.

Cashier's Checks

These checks are readily accepted and converted to cash, and are often used by people without access to a standard checking account.

Notary Services

A notary acts as an official, unbiased witness to the identity and signature of the person who comes before the notary for a specific purpose. The person may be taking an oath, giving oral or written testimony, or signing or acknowledging his or her signature on a legal document. In each case, the notary attests that certain formalities have been observed.

Savings Bonds

The U.S. Treasury has ended over-the-counter sales of paper savings bonds at financial institutions. Electronic savings bonds can be purchased online at

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546