Personal Banking
Personal Banking

Individual Retirement Account (IRAs)

Whether you are counting down the days or have years to go, planning for retirement is smart. Union makes it easy to save with both traditional and Roth IRAs.

  1. Long-term, tax deferred savings contract with specified maturity date
  2. Available as a fixed rate Certificate of Deposit (CDs) or variable rate account
  3. Auto-save feature
  4. Yearly Statements

IRAs are easy to start with our low opening balances:

  1. $500 minimum balance to open for fixed rate IRA
  2. $50 minimum balance to open for variable rate IRA

Union has competitive rates and tiers.

Our Advice: Planning for retirement can seem overwhelming; but with our knowledgeable staff, we will create a plan and open the retirement account that best fits your needs.

To open an IRA, please visit your local branch.


1-800-990-4828 1-800-990-4828

Customer Service Center

Mon-Fri: 8am-8pm
Saturday: 9am-5pm

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546