Personal Banking
Personal Banking

Save more. Lock in our best rates with CD specials.

Certificates of Deposit

Certificates of Deposit are an important part of any financial plan. Whether you are interested in a short-term CD or locking your money in for five years, Union has many different options:

  1. 3 Months, 6 Months, 1 year, and more
  2. Renewable, convertible, and no-penalty features available
  3. Competitive rates and tiers.

Flexible and safe, our CDs have competitively set rates:

  1. Preferred rates for customers who currently have two other types of deposit accounts with the bank
  2. FDIC insured

Certificates of Deposit require a $1000 minimum balance to open. For CDs less than $10,000 interest is credited quarterly. Interest is credited monthly on CDs of $10,000 or more. Penalties apply for early withdrawal.

Apply for a CD

Apply for an CD online.

Need Help?

1-800-990-4828 1-800-990-4828

Mon-Fri: 8am-8pm
Saturday: 9am-5pm


  Mon-Fri: 8am-8pm
  Saturday: 9am-5pm

Email UsEmail Us


CD Specials

To take advantage of our CD specials, please visit your local branch.

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546