Personal Banking
Personal Banking

Preferred Banking

Checking with the Greatest Benefits


  1. A premium checking account that pays higher rates for higher balances
  2. Interest paid and compounded monthly
  3. Free Preferred Banking checks or 50% off any other style of check
  4. Free Easy Image Checks
  5. Unlimited ATM withdrawals with no foreign ATM or surcharge fees
  6. No Overdraft Protection transfer fees
  7. Complimentary Estate and Financial Planning services
  8. Preferred Banking VISA® Debit Card and competitive credit card options
  9. $300 off closing costs with your new/refinanced mortgage loan through Union Mortgage Group
  10. 0.35% discount on Union's consumer loan and line of credit rates
  11. Free, unlimited Identity Theft Resolution services

Fees and Requirements:

  1. Requires $25 to open
  2. $25 monthly fee
    Note: Avoid the monthly fee by maintaining one of the following balance requirements:
    1. $25,000 daily balance in Preferred Banking, OR
    2. $50,000 combined deposits in checking, savings, CD/IRA.

Included Free Services

All Union checking accounts come with these free extras!

Online Banking » Online Bill Pay » Mobile Banking » Online Statements » Online Budgeting Tools » Telephone Banking »

Preferred Banking

Call to Apply

Call 1-800-990-48281-800-990-4828

Mon-Fri: 8am-8pm
Saturday: 9am-5pm

Email UsEmail Us



Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546