Personal Banking
Personal Banking

Personal Checking

Wondering which Union checking account is right for you?

  Free
Checking
Interest Checking Super Interest Checking Preferred
Banking
  Apply for a Free Checking account Apply for an Interest Checking account Apply for a Super Interest Checking account Call to apply

 

Monthly Service Fee for
Balances Below Minimum
$0 $10 $15 $25
Minimum to open $25 $25 $25 $25
Minimum Daily Balance Required $0 $750 $2,500 / $10,000 combined1 $25,000 / $50,000 combined2
Interest   Yes Tiered Tiered
Make-it-mine Debit Card Yes Yes Yes Yes
Free Foreign ATM Transactions*   5 / Cycle 5 / Cycle Yes
Waive other banks' ATM surcharge fee       Yes
Free Online Banking Suite Yes Yes Yes Yes
Free Mobile Banking Yes Yes Yes Yes
Free Checks   Yes
(First Order)
Yes Yes
Free Cashiers Checks     Yes Yes
Free Easy Image Checks     Yes Yes
No Overdraft Protection Transfer Fees       Yes
Safe Deposit Box   $20 / Year Discount $20 / Year Discount Free 3x5 or 50% off larger box
Installment Loan Discount
(w/auto draft of loan payment)
.25% .25% .25% .35%
Mortgage Closing Cost Credit       Yes
Additional Benefits Did we mention, FREE?     Preferred CD Rates, ID Theft Resolution, Estate/Financial Planning

Or check out one of these specialty accounts:

Are you a teacher or school administrator? Check out our A+ Checking account, designed specially for you.

Attention JMU Alumni! We have a special JMU Alumni Checking account, designed specially for you.

1A service fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $2,500 any day of the cycle and your combined balances in your deposit, personal installment loan and line of credit accounts fall below the $10,000 minimum combined balance requirement.

2A service fee of $25.00 will be imposed every statement cycle if the balance in the account falls below $25,000 any day of the cycle and your combined balances in your personal checking, savings, CD and IRA accounts fall below the $50,000 minimum combined balance requirement.

*Other banks' ATM surcharges may apply.

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546