Business Banking



RaleighJohn S Gates III

My Goal:

My goal is to listen to each of my clients mortgage needs, repeating their needs back to them ensuring good communication, clearly setting expectations to all parties of a transaction, and delivering as promised.


I have 23 years originating mortgages and 17 years managing branches. I have experience originating all residential mortgage products. UMG has some of the best niche products offered by any bank in the region. I have originated and closed over $380,000,000 in residential mortgage business and regularly meet Presidents Club closing volumes and customer service awards for excellence.


  • Bachelor of Arts UNC Chapel Hill- Economics
  • Masters of Business Administration/Finance Wake Forest University

Community Involvement

  • President Raleigh Mortgage Bankers Association 2014-2015
  • VP Board of Directors Raleigh Mortgage Bankers Association
  • Member Christ Episcopal Church
  • Member Home Builders Association of Raleigh - Wake County
  • Coach Raleigh City League Basketball/Coach CASL Soccer League
  • Y-Guides

Lending Specialties

  • High LTV Construction Permanent Financing
  • Financing self employed borrowers mortgages
  • Financing separated / divorced couples

Contact Info

4700 Six Forks Rd
Raleigh, NC 27609
Office Phone:
Direct Phone:
NMLS#: 140206

Mortgage Types

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Mortgage Terms

This glossary will help you familiarize yourself with various mortgage terms.

Mortgage Resources

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Union Mortgage Group
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546