Asset Allocation

Distributing your portfolio among different types of investments is called asset allocation. The idea behind asset allocation is to have money invested in a variety of investment types including: bonds, stocks, interest-earning investments, as well as some in cash alternatives. Thus if one investment type drops in value, the decline will often be offset by gains from another type.

Asset Classes

Asset Allocation can help reduce risk by diversifying the types of investments, as different types of investments often react to economic conditions differently. Some examples of Asset Classes are:

  • Cash and cash alternatives
  • U.S. equities
  • Non-U.S. equities
  • Fixed income
  • Real estate
  • Alternative investments

Deciding on the appropriate mix of assets at any stage in life can be daunting. Advisors at Union will work with you to determine your needs (whether you are interested in obtaining a regular income or growth oriented investments) and risk tolerance in order to provide you with a suitable investment package for your situation. Asset allocation does not ensure a profit or protect against a loss.

Getting Started

Raymond James financial advisors at Union can work with you to help determine your needs and manage your investments, so you can spend more time enjoying life and less time worrying about it.

If you are ready for a financial advisor focused on achieving the results you want contact us today, or give us a call Toll-Free at 1-855-244-3767.

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Union Investment Services
3900 Westerre Pkwy, Suite 201
Henrico, VA 23233