Asset Allocation

Find the right investment package for your situation

Diverse assets can help you in the long term.

We'll explain the benefits of various asset classes
Helps reduce investment risk
Customized to your needs

Investing in a variety of asset types, including bonds, stocks, interest-earning investments and cash alternatives, is a balanced approach to long-term gains.


When you rely on investment guidance from Union's advisor, your portfolio can contain a mix of assets, so when one investment type drops in value, other types of assets can potentially gain value. This strategy involves investing in various asset classes, such as:

  • Cash and cash alternatives
  • U.S. equities
  • Non-U.S. equities
  • Fixed income
  • Real estate
  • Alternative investments

We'll work closely with you to determine your specific needs and risk tolerance so you're comfortable with your investment package, and we'll make necessary adjustments as your situation changes. Please keep in mind, diversification and asset allocation does not ensure a profit or protect against a loss. Past performance is not indicative of future results. Investing always involves risk and you may incur a profit or loss. No investment strategy can guarantee success.

Disclosures:
Securities are offered through Raymond James Financial Services, Inc., Member FINRA/SIPC. View the Raymond James privacy notice.

Union Bank & Trust, Union Investment Services, Union Private Banking, and Union Wealth Management are not registered broker/dealers, and are independent of Raymond James Financial Services. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Securities are not insured by bank insurance, the FDIC, or any other government agency, are not bank guaranteed, are not deposits or obligations of the bank, are subject to risks, including the possible loss of principal.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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