Rates

Take an interest in our accounts
Contact Us Find a Location

Union offers great returns on your accounts.

Union offers many options for saving for the future, along with various options that can help you reach your goals.

CD Specials

Product Term Interest Rate Annual Percentage Yield
Certificate of Deposit 13 Month 1.44% 1.45%
Certificate of Deposit 19 Month 1.49% 1.50%
Certificate of Deposit 30 Month 1.74% 1.75%
Certificate of Deposit 52 Month 1.99% 2.00%

$5,000.00 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 18, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield.

Money Market Rates

Lower Tier Upper Tier Interest Rate Annual Percentage Yield
$0 $9,999.99 .10% .10%
$10,000 $24,999.99 .10% .10%
$25,000 $49,999.99 .15% .15%
$50,000 $99,999.99 .20% .20%
$100,000 $499,999.99 .25% .25%
$500,000+ .30% .30%

The Annual Percentage Yield (APY) and interest rates are accurate as of January 18, 2018. Rates are subject to change without notice.

Health Savings Account

Lower Tier Upper Tier Interest Rate Annual Percentage Yield
$1 $9,999.99 .10% .10%
$10,000 $24,999.99 .20% .20%
$25,000+ .30% .30%

The Annual Percentage Yield (APY) and interest rates are accurate as of January 18, 2018. Rates are subject to change without notice.

CDs & IRAs

Term Interest Rate Annual Percentage Yield
3 Month (91 days) .10% .10%
6 Month .15% .15%
1 Year .25% .25%
2 Year .45% .45%
3 Year .65% .65%
48 Month .75% .75%
5 Year 1.19% 1.20%
1 Year No Penalty .05% .05%
IRA Variable .25% .25%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 18, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield. 

Preferred CDs & IRAs

Term Interest Rate Annual Percentage Yield
1 Year .40% .40%
2 Year .60% .60%
3 Year .80% .80%
48 Months .90% .90%
5 Year 1.34% 1.35%
1 Year No Penalty .10% .10%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 18, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield. Preferred CDs are available to customers with at least 2 other types of deposit accounts with Union.

Jumbo CDs

Term Interest Rate Annual Percentage Yield
30 Day .10% .10%
60 Day .15% .15%
90 Day .15% .15%
180 Day .20% .20%
1 Year .30% .30%

$100,000.00 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of January 18, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield.

Checking

Product Balance Interest Rate Annual Percentage Yield
Interest Checking 0.03% 0.03%
A+ Rewards Checking 0.03% 0.03%
Super Interest Checking $0.00 - $2,499.99 0.03% 0.03%
$2,500.00 - $9,999.99 0.03% 0.03%
$10,000.00+ 0.05% 0.05%
Preferred Banking Checking $0.00 - $49,999.99 0.05% 0.05%
$50,000.00 - $249,999.99 0.10% 0.10%
$250,000.00 - $499,999.99 0.15% 0.15%
$500,000.00 - $999,999.99 0.20% 0.20%
$1,000,000.00+ 0.25% 0.25%

Savings

Product Balance Interest Rate Annual Percentage Yield
Statement Savings 0.10% 0.10%
JMU Alumni Savings 0.35% 0.35%
Club Account
Deluxe (with auto debit)
0.10% 0.10%