Rates

Take an interest in our accounts
Contact Us

Union offers great returns on your accounts.

Union offers many options for saving for the future, along with various options that can help you reach your goals.

CD & IRA Specials

Product Term Interest Rate Annual Percentage Yield
CD or IRA 13 Month 1.99% 2.00%
CD or IRA 19 Month 2.38% 2.40%
CD or IRA 30 Month 2.53% 2.55%
CD or IRA 59 Month 2.97% 3.00%

$5,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $5,000 each day to obtain the disclosed annual percentage yield.

Money Market

Product Balance Interest Rate Annual Percentage Yield
Money Market Account $0.00 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.30% 0.30%
$25,000 - $49,999.99 0.35% 0.35%
$50,000 - $99,999.99 0.40% 0.40%
$100,000 - $499,999.99 0.45% 0.45%
$500,000+ 0.50% 0.50%
Loyalty Money Market Account $0.00 - $9,999.99 0.30% 0.30%
$10,000 - $24,999.99 0.35% 0.35%
$25,000 - $49,999.99 0.40% 0.40%
$50,000 - $99,999.99 0.45% 0.45%
$100,000 - $499,999.99 0.55% 0.55%
$500,000+ 0.60% 0.60%

The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice.

Health Savings Account

Lower Tier Upper Tier Interest Rate Annual Percentage Yield
$1 $9,999.99 0.10% 0.10%
$10,000 $24,999.99 0.20% 0.20%
$25,000+ 0.30% 0.30%

The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice.

CDs & IRAs

Term Interest Rate Annual Percentage Yield
3 Month (91 days) 0.40% 0.40%
6 Month 0.45% 0.45%
1 Year 0.55% 0.55%
2 Year 0.75% 0.75%
3 Year 0.95% 0.95%
4 Year 1.05% 1.05%
5 Year 1.49% 1.50%
1 Year No Penalty 0.30% 0.30%
IRA Variable 0.55% 0.55%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield.

Loyalty CDs & IRAs

Term Interest Rate Annual Percentage Yield
1 Year 0.80% 0.80%
2 Year 1.00% 1.00%
3 Year 1.20% 1.21%
4 Year 1.30% 1.31%
5 Year 1.74% 1.75%
1 Year No Penalty 0.35% 0.35%

$1,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield. Loyalty CDs and Loyalty IRAs are available to customers who maintain a Free Checking account with a qualifying $500 direct deposit or any of our personal interest-bearing checking accounts. A qualifying direct deposit is a direct deposit of a paycheck, pension, Social Security, or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your checking account.

Jumbo CDs

Term Interest Rate Annual Percentage Yield
30 Day 0.40% 0.40%
60 Day 0.45% 0.45%
90 Day 0.45% 0.45%
180 Day 0.50% 0.50%
1 Year 0.60% 0.60%

$100,000 minimum opening deposit. The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice. Fees could reduce earnings on the account. A penalty may be imposed for withdrawals made before maturity. The account must maintain a minimum balance of $1,000 each day to obtain the disclosed annual percentage yield.

Checking

Product Balance Interest Rate Annual Percentage Yield
Loyalty Checking $0.00 - $2,499.99 0.03% 0.03%
$2,500.00 - $9,999.99 0.03% 0.03%
$10,000.00+ 0.05% 0.05%
ThankU Checking $0.00 - $2,499.99 0.03% 0.03%
$2,500.00 - $9,999.99 0.03% 0.03%
$10,000.00+ 0.05% 0.05%
Preferred Banking $0.00 - $49,999.99 0.05% 0.05%
$50,000.00 - $249,999.99 0.10% 0.10%
$250,000.00 - $499,999.99 0.15% 0.15%
$500,000.00 - $999,999.99 0.20% 0.20%
$1,000,000.00+ 0.25% 0.25%

The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice.

Savings

Product Balance Interest Rate Annual Percentage Yield
Statement Savings 0.10% 0.10%
Loyalty Savings $0 - $4,999.99 0.10% 0.10%
$5,000.00 - $24,999.99 0.15% 0.15%
$25,000.00+ 0.20% 0.20%
Deluxe Savings Club
(with auto debit)
0.10% 0.10%

The Annual Percentage Yield (APY) and interest rates are accurate as of October 1, 2018. Rates are subject to change without notice.