Identity Theft Protection

Know the signs and be aware

Get the pros on the job to monitor fraudulent activity.

Fraud and credit monitoring by CyberScout®
Three levels of protection, starting at $3.99 a month
Unlimited assistance from experienced specialists

You’ve heard the stories about fraud. Here's what to know.


Doing business online is convenient but comes with risks. If you're not careful, people can gain unauthorized access to personal information and use it to wipe out your savings and ruin your credit. Union has partnered with CyberScout, a national identity protection and recovery firm, fraud prevention company, to assist.

  • CyberScout fraud protection packages range from $3.99 to $14.99 a month
  • Experts provide fraud and credit monitor services that help detect identity theft early
  • If a problem is found, experienced specialists help you resolve it
  • Reimbursement is available for lost wages, travel expenses, child care and legal consultations

Information about identity theft and protection can be found at the CyberScout Resource Center.

Affordable Identity Theft Packages

Basic
$3.99/month
Premium
$8.99/month
Ultimate
$14.99/month
LifeStages ID Theft Resolution Services
Unlimited toll-free assistance from fraud specialists.
Yes Yes Yes
$25,000 ID Theft Reimbursement Coverage

Reimburses for up to $25,000 in covered losses.
Yes Yes Yes
Single Bureau Credit Monitoring

Sends same-day alerts when your Experian credit file changes.
Yes Yes
Triple Bureau Credit Monitoring

Sends same-day alerts when your Experian, Equifax or TransUnion credit files change.
Yes
Disclosures:

*Limitations may apply.

CyberScout® is a service provided by CyberScout, LLC ("CyberScout"). Monthly fees apply. CyberScout's Terms and Conditions of Use apply. The Terms and Conditions of Use can be found at myidmanager.com/unionbankandtrust. CyberScout may modify or improve any part of the service at any time and without prior notice. This service is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.

As there are many different credit scoring models, the scores CyberScout provides may not be the same as the scores received directly from the three major credit reporting agencies.

The reimbursement insurance for losses or expenses associated with the identity fraud is provided under a Personal Internet & Identity Coverage Master Policy issued to CyberScout, underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. Coverage is subject to actual policy language.

Even without an identity protection service, you have the right to up to 3 free credit reports every 12 months from AnnualCreditReport.com or 877-322-8228. Information regarding your free credit reports and other Fair Credit Reporting Act rights you have is also available at the Federal Trade Commission and the Consumer Financial Protection Bureau websites.