Credit Cards

Buying power with added perks
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Pick the card that best fits your lifestyle

Build your credit using a secured card
Boost earnings with a rewards card, and get travel rewards to keep moving
Low introductory rates for balance transfers and purchases

We don’t all live the same kinds of lives. Why should we all have the same credit cards?

For people with little credit history, cards that establish credit are a good choice. For families on a budget, cards with longer introductory interest rates save precious dollars. For adventurous folks, travel rewards cards are just the ticket. Union offers six cards so you can follow your own path. Already have a card? Use our Credit Card Pay Off Calculator to find out what it will take to pay off your balance.

Earn Valuable Rewards

Visa Bonus Rewards Card
This card gives you 1 point for every dollar spent on eligible purchase. Get automatic bonus points each month, plus $25 cash1 back after your first purchase.

Visa Bonus Rewards PLUS Card
Get 1 point for every dollar spent on purchases, even more automatic bonus points each month and $50 cash1 after your first purchase. This card has a $50 annual fee.

Save with a Longer Intro Rate

Visa Platinum Card
Save on interest charges with an extended introductory rate. Use the savings to pay down credit card balances faster.

Cash Back and Travel Rewards

Travel Rewards American Express Card
This card offers triple points on air travel, double on restaurants and hotels, 1 point per dollar spent on other purchases, and $75 cash1 after your first purchase. It has a $95 annual fee. 

Cash Rewards American Express Card
This card offers 3% cash back on gas, 2% on supermarket purchases, and 1% on other eligible purchases; get $25 cash1 after your first purchase.

Build Your Credit

Secured Visa Card

Secured Visa Card

This card allows you to start building (or rebuilding) your credit history; flexible credit lines based on a security deposit, with a $35 annual fee.


1 Reward points can be redeemed as a cash deposit to a checking or savings account or as a statement credit to your credit card account. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa® U.S.A. Inc., Mastercard® International Incorporated, and American Express®. Mastercard is a registered trademark of Mastercard International Incorporated. American Express is a federally registered service mark of American Express.