Security

Keeping your online financial and personal information secure and confidential remains one of our top priorities.

We ensure your privacy and security by offering technology and services designed by the brightest minds in the online banking industry. Here are some of the ways we protect you:

• Encryption: The privacy of communications between you (your browser) and our servers is ensured via encryption. Encryption scrambles messages exchanged between your browser and our online banking server.
• Secure Architecture: The computers storing your actual account information are not linked directly to the Internet. Transactions initiated through the Internet go through firewalls, these firewall servers act as a traffic cop between segments of our online banking network used to store information, and the public Internet. This configuration isolates the publicly accessible Web servers from data stored on our online banking servers and ensures only authorized requests are processed. Various access control mechanisms, including intrusion detection and anti-virus, monitor for and protect our systems from potential malicious activity. Additionally, our online banking servers are fault-tolerant, and provide for uninterruptible access, even in the event of various types of failures.

Here are some ways you can protect yourself:

• Password Complexity: It is important to verify that only authorized persons log into online banking. This is achieved by verifying your password. When you submit your password, it is compared with the password we have stored in our secure data center. We allow you to enter your password incorrectly a limited number of times; too many incorrect passwords will result in the locking of your online banking account until you call us to reinitialize the account. We monitor and record "bad-login" attempts to detect any suspicious activity (i.e. someone trying to guess your password). You play a crucial role in preventing others from logging on to your account.
  
  

  Never use easy-to-guess passwords like:

  • Birth dates or first names
  • Pet names or Social Security numbers
  • Addresses or Phone numbers
  
  

  Never reveal your password to another person. You should periodically change your password in the User Option section of Online Banking.

Additionally, our Online Banking has many features that promote security:

• Timeout: This prevents curious persons from continuing your online banking session if you left your PC unattended without logging out.
• Online Statements: Online statements are facsimiles of traditional financial statements packaged and delivered to you securely within Online Banking. By eliminating your paper statement, you help stop thieves from stealing your information out of your mailbox.
• Check Images: View an exact facsimile of your check transactions online to help prevent fraud.
• Alerts: Check clear alerts, payment alerts, and balance alerts are financial tools we provide to help you to monitor your accounts more actively and to detect suspicious activity more easily.

Security Resources

The following sites are not associated with Union First Market Bank, but are excellent resources about security.

Federal Trade Commission (FTC) Identity Theft Home. Your National Resource for Identity Theft.

FDIC Consumer Information. Federal Deposit Insurance Corporation quick links for consumers.

National Cyber Security Alliance. The National Cyber Security Alliance (NCSA) is a public-private partnership focused on promoting cyber security and safe behavior online.

Microsoft Security At Home. Microsoft has a site committed to providing you easy steps and resources to secure your computer at home.

Small Business Center: Security Toolkit. Every business needs a security plan. The U.S. Chamber of Commerce has partnered with Microsoft to create a comprehensive resource of tips and how-to information that can be used to protect your computers and your business.