Personal Banking
Personal Banking

Rate Information

Looking for a competitive CD rate from a great local bank? Union branch representatives are ready and willing to talk to you about our competitive rates and products here in Virginia. Contact us today:

1-800-990-4828

Specials

ProductTermInterest RateAnnual Percentage Yield
Certificate of Deposit19 Month1.39%1.40%
Certificate of Deposit30 Month1.54%1.55%
Certificate of Deposit52 Month1.74%1.75%

$5,000 min.
The Annual Percentage Yield (APY) and interest rates are accurate as of April 12, 2017. Rates are subject to change without notice.

Money Market Rates:

Lower TierUpper TierInterest RateAnnual Percentage Yield
$0$9,999.99.10%.10%
$10,000$24,999.99.10%.10%
$25,000$49,999.99.15%.15%
$50,000$99,999.99.20%.20%
$100,000$499,999.99.25%.25%
$500,000+.30%.30%

The Annual Percentage Yield (APY) and interest rates are accurate as of April 12, 2017. Rates are subject to change without notice.

Other Rates

Health Savings Account

Lower TierUpper TierInterest RateAnnual Percentage Yield
$1$9,999.99.10%.10%
$10,000$24,999.99.20%.20%
$25,000+.30%.30%

The Annual Percentage Yield (APY) and interest rates are accurate as of April 12, 2017. Rates are subject to change without notice.

Certificates & IRAs

TermInterest RateAnnual Percentage Yield
3 months (91 days).10%.10%
6 months.15%.15%
1 year & 18 months.25%.25%
2 year.45%.45%
3 year.65%.65%
4 year.75%.75%
5 year1.19%1.20%
1 year No Penalty CD.05%.05%
Add On Feature.05%.05%
IRA Variable.25%.25%

The Annual Percentage Yield (APY) and interest rates are accurate as of April 12, 2017 Rates are subject to change without notice.
CDs $10,000.00 - $100,000.00 may compound monthly or quarterly.

Preferred CDs & IRAs

TermInterest RateAnnual Percentage Yield
1 year.40%.40%
2 year.60%.60%
3 year.80%.80%
4 year.90%.90%
5 year1.34%1.35%
1 year No Penalty CD.10%.10%

The Annual Percentage Yield (APY) and interest rates are accurate as of April 12, 2017. Rates are subject to change without notice.
Preferred CD available to customers with at least 2 other types of deposit accounts with the bank.

Jumbo CDs

TermInterest RateAnnual Percentage Yield
30 day.10%.10%
60 day.15%.15%
90 day.15%.15%
180 day.20%.20%
1 year.30%.30%

$100,000.00 min.
The Annual Percentage Yield (APY) and interest rates are accurate as of April 12, 2017. Rates are subject to change without notice.

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546