Personal Banking
Personal Banking

Free Checking

A free checking account at Union means just that: Free Checking. Other banks might require you to have big deposit balances, loans or other costly services in order to get "free" checking, but at Union we offer Free Checking with no strings attached.

No monthly fee! No minimum balance requirements!


  1. Unlimited check writing
  2. VISA® Debit Card
  3. Earn debit card reward points for travel, merchandise, and gift cards after registering your card

Get started with as little as $25!


Included Free Services

All Union checking accounts come with these free extras!

Online Banking » Online Bill Pay » Mobile Banking » Online Statements » Online Budgeting Tools » Telephone Banking »

Apply for a Free Checking account

Apply for a Free Checking account online.

Need Help?

call 1-800-990-4828 1-800-990-4828

Mon-Fri: 8am-8pm
Saturday: 9am-5pm


  Mon-Fri: 8am-8pm
  Saturday: 9am-5pm

Email UsEmail Us


Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546