Personal Banking
Personal Banking

Free Checking

A free checking account at Union means just that: Free Checking.
Other banks might require you to have big deposit balances, loans or other costly services in order to get "free" checking, but at Union we offer Free Checking with no strings attached.

  • No Monthly Fee
  • No Minimum Balance Requirements
  • Unlimited Check Writing
  • Requires $25 to Open
  • VISA® Debit Card available, with debit rewards 
  • Customizable Debit Cards with "Make-It-Mine"

Union also offers other services such as savings accounts, loans, mortgages and credit cards.

Included Services

All of our checking accounts come with great features to keep track of your account like:

Feel free to compare the different personal checking accounts we offer or download a brochure. Of course you can always visit one of our branches where our staff can help you find the right accounts to fit your needs.

Get Started

Apply for Free Checking

Apply online to open a Free Checking account. Have Questions? Contact Us


Customize your debit card with Make-it-mine.

Customize your debit card for free. Customize your debit card with Make-it-mine.

Learn about free Mobile Banking.

Customer Service

The friendly staff in our Customer Contact Center will make you feel like you phoned a friend for help.

Switch Kit

Our account switch kit makes it easy to move your accounts to Union.


Banking should be rewarding. Learn how you can earn and redeem points with our Rewards program.

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Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546

FDIC Equal Housing Lender