Cash Bonus
Personal Banking

$100 SAYS YOU'LL LOVE FREE CHECKING FROM UNION

Get a $100 CASH BONUS when you open a Free Checking1 account between May 1, 2017 and June 30, 2017. Just set up one monthly recurring qualified direct deposit* that is received two times in your account within 90 days of the account opening date and the money is yours.

Free Checking at Union comes with no minimum balance requirement and no monthly maintenance fee along with the following free services:

  • FREE Make-It-Mine VISA® Debit Card
  • FREE Mobile Banking
  • FREE Mobile Check Deposit
  • FREE Online Banking and FREE Bill Pay
  • FREE Online Statements and Budgeting Tools

You can also choose any of the interest-bearing checking accounts below to receive your $100 cash bonus.

APPLY NOW

OR, COME IN TO SEE US!
FIND A NEARBY UNION BRANCH

Hurry!
Offer ends June 30, 2017!

  Interest Checking Super Interest Checking Preferred
Banking

(not available to open online)

Monthly Service Fee for Balances Below Minimum $10 $15 $25
Minimum to open $25 $25 $25
Minimum Daily Balance Required $7502 $2,500 / $10,000 combined3 $25,000 / $50,000 combined4
Interest Yes Tiered Tiered
Make-It-Mine VISA® Debit Card Yes Yes Yes
Free Foreign ATM Transactions** 5 / Cycle 5 / Cycle Yes
Waive other banks' ATM surcharge fee     Yes
Free Online Banking Suite Yes Yes Yes
Free Mobile Banking Yes Yes Yes
Free Checks Yes
First Order
Yes Yes
Free Cashiers Checks   Yes Yes
Free Easy Image Checks   Yes Yes
No Overdraft Protection Transfer Fees     Yes
Safe Deposit Box $20 / Year Discount $20 / Year Discount Free 3x5 or 50% off larger box
Installment Loan Discount (w/auto draft of loan payment) .25% .25% .35%
Mortgage Closing Cost Credit     Yes
Additional Benefits     Preferred CD Rates, ID Theft Resolution, Estate/Financial Planning

*In order to qualify for $100 cash bonus, you must (1) open any Union personal checking account by June 30, 2017, AND (2) set up one recurring qualified direct deposit in which two direct deposits are received within 90 days of account opening. A “qualified direct deposit” is a direct deposit of a paycheck, pension, Social Security or other eligible regular monthly income, electronically deposited by an employer or an outside agency into your new checking account. Cash bonus is only available to new Union Bank & Trust customers that do not currently have a personal checking account with us. May not be combined with any other offer. Offer may be withdrawn without notice. Customers must reside in Commonwealth of Virginia. All accounts are subject to approval. $100 Cash Bonus Payment: $100 cash bonus will be credited to your checking account within 30 days after terms of offer are met. Your checking account must be in good standing at time of payment to receive cash bonus award. Cash bonus value will be reported to IRS as taxable income.

**Other banks' ATM surcharges may apply.

1If you elect to have easy image checks returned with your statement, a monthly fee of $2.00 will be imposed every statement cycle.

2A service fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $750.00.

3A service fee of $15.00 will be imposed every statement cycle if the balance in the account falls below $2,500 each day of the cycle and your combined balances in your deposit, personal installment loan and line of credit accounts fall below the $10,000 minimum combined balance requirement. Business accounts are excluded.

4A service fee of $25.00 will be imposed every statement cycle if the balance in the account falls below $25,000 each day of the cycle and your combined balances in your personal checking, savings, CD and IRA accounts fall below the $50,000 minimum combined balance requirement. Business accounts are excluded.

You must be employed full time as an educator or school administrator in order to qualify for A+ Rewards Checking.

Money Market

The higher your balance the more interest you receive.

ID Theft Protection

Explore our affordable Identity Theft protection packages.

Home Equity Line of Credit

Home improvements? Unexpected expenses? It's time to put your home to work for you.


 

Union Bank & Trust
Mailing Address:
P.O. Box 940
Ruther Glen, VA 22546