Lending Services

Lending Services

Home Equity Loans & Lines

Is it time to do that home improvement, go on that dream vacation, consolidate your bills, or send your kid to college? A Home Equity Loan or Line may be the perfect solution. Not only will you be putting the equity in your home to work for you, the interest you pay may be tax deductible*.

Home Equity Loans have a fixed rate, term, and payment; perfect for those who need money for a large one time expense.

  • No application fee
  • Fixed rate & terms
  • Automatic payment from your Union First Market Bank account decreases your rate by 1/4%
  • Life insurance available
  • Payment coupon book available

Home Equity Lines have a variable rate that is usually tied to the Prime Rate and they are a great resource in helping you deal with those unexpected expenses by allowing you to borrow money as you need it. For rate information contact your local branch.

  • No Application fee
  • Fixed line amount of credit
  • Use as much or as little of the line as needed
  • No closing costs on second lien equity lines up to $250,000. First lien position equity lines, equity lines over $250,000, and all equity lines used for purchase money will receive a $600 credit towards total closing costs.
  • Using Union First Market Bank automatic draft decreases your rate by 1/4%

Would you like a brochure? If you need more information you can also stop by a nearby Union First Market Bank branch or call us for more details.

*Consult a tax advisor

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Union First Market Bank
P.O. Box 940
Ruther Glen, VA 22546

FDIC Equal Housing Lender