Financial Planning

Developing a long-term financial strategy is different for each person. A retired couple has different needs than a young individual just entering the work environment, or a couple preparing to buy a home.

Whether you are aiming to accumulate wealth, conserving wealth, or distributing wealth see how our advisors can help:

• Wealth accumulation - our advisors work to build you a solid, diversified financial foundation. Recommendations for investments, insurance, and educational expenses are coordinated with tax planning strategies to help ensure that current and future income is utilized effectively.
• Wealth conservation - our advisors include a variety of investment strategies and suggest further diversification. Advisors work to preserve and invest assets and help ensure there are adequate funds for current living expenses and future retirement needs.
• Wealth distribution - advisors plan for the orderly transfer of estate assets while avoiding unnecessary tax burdens.

Financial plans are affected by many things over a lifetime:

• Changing priorities
• Fluctuating economic conditions
• Government taxes
• Inheritance laws

We have the expertise to design a financial strategy with your circumstances in mind, helping you develop a financial plan tailored to your individual needs regardless of which financial stage you are in.

Financial Advisors are available to schedule appointments at any of Union's branches.

If you'd like to set up an appointment you can have one of our advisors contact you, or give us a call Toll-Free at (888) 263-3545.

Union Investment Services, Inc., a subsidiary of Union First Market Bankshares Corporation, was established for our professionals to make various investment products and financial planning available to bank customers and residents of the communities we serve.

Securities are offered exclusively through Raymond James Financial Services, Inc., Member FINRA/SIPC. View the Raymond James privacy notice.

Union Investment Services, Inc. and Union First Market Bankshares Corporation are independent of Raymond James Financial Services, Inc.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.