Asset Allocation

Distributing your portfolio among different types of investments is called asset allocation. The idea behind asset allocation is to have money invested in a variety of investment types including: bonds, stocks, interest-earning investments, as well as some in cash alternatives. Thus if one investment type drops in value, the decline will often be offset by gains from another type.

Asset Classes

Asset Allocation can help reduce risk by diversifying the types of investments, as different types of investments often react to economic conditions differently. Some examples of Asset Classes are:

  • Cash and cash alternatives
  • U.S. equities
  • Non-U.S. equities
  • Fixed income
  • Real estate
  • Alternative investments

Deciding on the right mix of assets at any stage in life can be daunting. Advisors at Union will work with you to determine your needs (whether you are interested in obtaining a regular income or growth oriented investments) and risk tolerance in order to provide you with the most appropriate investment package for your situation. Asset allocation does not ensure a profit or protect against a loss.

Getting Started

Raymond James financial advisors at Union First Market Bank can work with you to help determine your needs and manage your investments, so you can spend more time enjoying life and less time worrying about it.

If you are ready for a financial advisor focused on achieving the results you want contact us today, or give us a call Toll-Free at (888) 263-3545.

Union Investment Services, Inc., a subsidiary of Union Bankshares Corporation, was established for our professionals to make various investment products and financial planning available to bank customers and residents of the communities we serve.

Securities are offered exclusively through Raymond James Financial Services, Inc., Member FINRA / SIPC. View the Raymond James privacy notice.

Union Investment Services, Inc. and Union Bankshares Corporation are independent of Raymond James Financial Services, Inc.

Not insured by FDIC or any other government agency. Not bank guaranteed. Subject to risk, may lose value, including the possible loss of principal.
Not a deposit. Not a condition to any banking service or activity. Diversification and asset allocation does not assure a profit or protect against a loss. 

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

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Union First Market Bank
P.O. Box 940
Ruther Glen, VA 22546